ATM Se Online Paise Kaise Nikale? New Way Of Digital Banking

ATM se online paise kaise nikale? Jaane UPI ATM, SBI YONO, ICICI iMobile aur cardless cash withdrawal ka step-by-step process. Secure aur fast tareeke se cash nikalne ka best guide 2025.

Aaj ke digital yug mein, ATM se online paise kaise nikale ye ek common sawal ban gaya hai. Pehle ke zamane mein cash nikalne ke liye hamesha ATM card ya debit card ki zarurat padti thi. Lekin ab banking sector ne naye digital solutions launch kiye hain jisme cardless cash withdrawal, UPI-enabled ATM, aur mobile banking apps kaafi popular ho rahe hain.

Is article mein hum step-by-step samjhenge ki ATM se online paise kaise nikale, kaunse banks ye facility dete hain, kya charges hain, aur isse related FAQs bhi cover karenge.

Table of Contents

ATM Se Online Paise Nikalne Ka Naya Tarika

Pehle ATM se cash nikalne ke liye sirf card swipe aur PIN dalna ek option hota tha. Lekin ab naye methods aaye hain:

UPI Enabled ATM (UPI Cash Withdrawal):
- Aapko sirf apna UPI app (PhonePe, Paytm, Google Pay, BHIM, etc.) kholna hai.
- ATM screen par “UPI Cash Withdrawal” option select karna hai.
- Wahan ek QR code generate hoga.
- Apne UPI app se QR code scan karke paisa withdraw kar sakte ho.
Cardless Cash Withdrawal via Mobile Banking:
- Banks ke apne apps (SBI YONO, ICICI iMobile, HDFC MobileBanking) me cardless cash withdrawal option hota hai.
- App par transaction initiate karke ek OTP ya code generate hota hai.
- ATM par jaake woh code dal kar cash nikal sakte ho.
IMT (Instant Money Transfer):
- Ye facility specially unke liye hai jinke paas ATM card nahi hai.
- Sender mobile banking app se IMT transaction initiate karta hai.
- Receiver apne registered mobile number aur code dal kar ATM se cash le sakta hai.

Step-by-Step Guide: ATM Se Online Paise Kaise Nikale

1. UPI ATM Se Cash Withdrawal

Step 1: ATM par jaake UPI withdrawal option choose karo.
Step 2: ATM screen par ek QR code aayega.
Step 3: Apna UPI app open karo aur QR code scan karo.
Step 4: Amount enter karke UPI PIN dal do.
Step 5: ATM se cash turant nikal jayega.

2. SBI YONO Cardless Cash Withdrawal

Step 1: SBI YONO app khol kar “YONO Cash” option select karo.
Step 2: Withdrawal amount dal kar ek transaction code lo.
Step 3: SBI ATM par jaake “YONO Cash” option select karo.
Step 4: Mobile par mile code dal kar paisa withdraw karo.

3. ICICI Cardless Withdrawal

Step 1: ICICI iMobile app se cardless withdrawal initiate karo.
Step 2: OTP aur 9-digit code generate hoga.
Step 3: ICICI ATM par code aur OTP dal kar cash le lo.

ATM Se Online Paise Nikalne Ke Fayde

Card Carry Karne Ki Zarurat Nahi: Agar card bhool gaye ho to bhi cash nikal sakte ho.
Secure Transaction: Card cloning aur skimming ka risk kam ho jata hai.
Quick & Easy: Sirf mobile app aur UPI ke through paisa turant milta hai.
Anytime Cash Withdrawal: Mobile ke through code generate karke cash nikalna convenient hota hai.

Kaunse Banks Ye Facility Dete Hain?

SBI (State Bank of India): YONO Cash facility.
ICICI Bank: iMobile cardless withdrawal.
HDFC Bank: MobileBanking app se cash withdrawal.
Axis Bank: IMT cash withdrawal.
UPI Enabled ATMs: Ab naye naye cities me lag rahe hain, jahan bina card ke UPI se cash nikala ja sakta hai.

Security Tips While Online ATM Cash Withdrawal

Hamesha official mobile banking app use karo.
Public Wi-Fi par transaction mat karo.
Kisi ke sath OTP ya transaction code share mat karo.
UPI PIN kabhi kisi ko disclose na karo.
Withdrawal ke turant baad SMS alert check karo.

Future of ATM Withdrawals in India

India me digital banking fast grow kar raha hai. RBI ke guidelines ke baad UPI based ATM withdrawal 2025 tak zyada popular hone wala hai. Isse cash nikalna aur bhi safe, fast aur convenient ho jayega.

Disclaimer: This article is for informational purposes only and does not guarantee any earnings or financial results. Readers are advised to do their own research or consult a financial advisor before making any decisions.

FAQs on ATM Se Online Paise Kaise Nikale

Q1. Kya main bina card ke ATM se cash nikal sakta hoon?
Haan, ab UPI ATM aur mobile banking apps ke through bina card ke cash nikalna possible hai.

Q2. Kya isme extra charges lagte hain?
Generally banks is service ke liye extra charge nahi lete, lekin free transactions ke baad normal ATM charges apply ho sakte hain.

Q3. Kya ye service har ATM par available hai?
Abhi sirf selected ATMs par hi UPI withdrawal aur cardless withdrawal facility available hai. Dheere dheere ye service expand ho rahi hai.

Q4. Maximum kitna cash nikal sakte hain online method se?
Bank ke hisaab se limit alag hoti hai. Jaise SBI YONO se ek din me ₹10,000 tak nikal sakte ho.

Q5. Kya UPI se cash withdrawal safe hai?
Bilkul. UPI based withdrawal me PIN authentication aur QR scan hota hai, jo kaafi secure hai.

Conclusion

Aaj ke digital zamane me ATM se online paise kaise nikale ye sawal kaafi relevant ho gaya hai. Banks aur RBI dono hi naye cardless withdrawal methods ko promote kar rahe hain. Chahe aap SBI, ICICI, HDFC ya kisi aur bank ke customer ho, ab bina card ke bhi UPI aur mobile apps ke through cash nikalna possible hai.

Yeh facility na sirf convenient hai balki zyada secure bhi hai. Aane wale time me UPI ATM withdrawal ek normal practice ban jayegi jisme har customer bina card ke cash nikal payega.

ATM Se Online Paise Kaise Nikale? New Way of Digital Banking